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BHIM APP launched by PM Modi

PM Narendra Modi launches UPI based mobile payment app called BHIM 
NEW DELHI: Urging people to make digital payments a "habit" to make the country a cashless economy, Prime Minister Narendra Modi on Friday launched a mobile app for the Unified Payment Interface (UPI). The application, which will be common across all banks and financial institutions, is called BHIM (Bharat Interface for Mobile). 

In his 40-minute speech at Talkatora Stadium in New Delhi during the inauguration of the DigiDhan Mela, Modi time and again evoked Dr Bhim Rao Ambedkar -- father of the Indian Constitution - and drew parallels between his contribution towards the upliftment of the downtrodden and the idea behind the BHIM mobile app 


"Right now, business happens by the way of [currency] notes and coins. That day is not far when all business transactions will be conducted through the BHIM app," the prime minister said in Hindi. 

The central banking system was born out of a thesis written by Dr Ambedkar and the federal structural of independent India, the economic structure between states and the Centre and idea of the finance commission were all a result of Ambedkar's imagination, Modi said. 

The BHIM app will empower the poorest of the poor, he said. "It is for the small merchant, farmers in far-flung areas, tribals. That's why its name has been borrowed from the man who sacrificed his life for the downtrodden," the prime minister said. 

Adding that the BHIM app doesn't even require an Internet connection since it can also work on simple feature phones, Modi said Aadhaar-based payments system would be added to the app in the next two weeks. "Currently, it is being security checked. After it is launched, BHIM will not need a mobile phone, internet or even a feature phone. It will only need your thumb (impression)." 

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